Preparation for KIP/KIPE license
- Necessary adjustments to the organisation
- adaptation of capital and own funds to the requirements
- provision of managerial staff with appropriate competences
- appointment of an AML inspector
- appointment of an internal controller
- appointment of a certified auditor and an audit firm
- Outsourcing and agents
- proper qualification and handling of outsourcing (which services used by KIP/KIPE are not subject to the outsourcing regulations, which constitute outsourcing, which constitute qualified outsourcing, consequences, drafting of internal and contractual documentation)
- proper qualification and appropriate conduct in dealing with agents (identification of partners who will have agent status, drafting of internal and contractual documentation)
- Legal qualification of products for specific payment services/e-money services
- proper legal qualification of the services the trader intends to provide (which payment service, whether the service is regulated or exempted)
- Product alignment
- proper customer relationship process (onboarding)
- activity on Polish territory vs. cross-border activity (passporting obligation)
- IT infrastructure and security
- identification of IT systems to be used for KIP/KIPE activities
- drafting a description of the infrastructure and security processes
- identification of cloud solutions applied by the Principal
See also:
Requirements and stages of the KIP/KIPE license
organization - documentation - capitals
Requirements and stages of the KIP/KIPE licenseWhat DLK provides with the KIP/KIPE license
wniosek - wzory procedur i dokumentacji - postępowanie
What DLK provides with the KIP/KIPE license