XII Congress on Banking Law, 11.06.2025: Summary

Behind us the event:

XII Congress on Banking Law

organized by Polish Bank Association.

Bartosz Wyżykowski, PhD, attorney-at-law, DLK Legal Partner, presented a speech:

Proportionality of the Free Credit Sanction

The speech discussed, among other things:

• why, during a period of inflation, we should in fact talk about a “consumer enrichment sanction”,
• how will the CJEU judgment of February 13, 2025 (C-472/23) affect the interpretation of the provisions of the Consumer Credit Act,
• what sanctions can we expect in the future Consumer Credit Act implementing CCD2?

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